ADP Report Shock: Small Businesses Slaughtered, Tech Economy on Alert
The November 2025 ADP report reveals a stunning 120,000 job loss in small businesses, signaling a potential recession that could devastate the West Coast tech economy.
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Buy Now, Pay Later Crisis: Record Losses and the Rise of Phantom Debt
Buy Now, Pay Later firms are facing a reckoning as record losses and rising defaults expose the dangers of 'phantom debt' in the consumer economy.