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Three simultaneous shocks - $100 oil, a fertilizer supply collapse, and a tariff war - are crushing the global consumer from every direction. S&P Global says Japan, Germany, and the UK tip into recession at $200 oil. The math says the squeeze is already underway at $100.
The $7,500 federal credit is gone, but Kia and Ford are offering up to $11,000 off to clear lot inventory. Is it a deal or a depreciation trap?
The November 2025 ADP report reveals a stunning 120,000 job loss in small businesses, signaling a potential recession that could devastate the West Coast tech economy.